Credit Utilization Ratio - How to Calculate & Reduce
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🌟 Let’s chat about utilization thresholds – the key to maxing out your credit card rewards and boosting that score! 📊💳 Think of it like climbing stairs: each level represents a different utilization tier. 🏃‍♂️ Your goal? Keep it under 48% to dodge penalties and watch your score soar! 🚫 Whether you’re into the snowball effect or chasing points, there’s a method for you. 🏂🎯 Plus, did you know any card over 48% is a red flag? 🚩 Aim for 1-8% for that top-tier score! 🎯 Are you ready to make
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35K views · 81 reactions | Credit Utilization is one of the 5 factors of credit that is easiest to improve via this method or adding new credit to your profile. It can be a major boost to your score and crucial for those to keep an eye on with slim credit. New Inquiries is 10% Payment History is 35% Utilization is 30% Length of Credit ( average age of card accounts) is 15% Types of Credit is 10% #travel #traveltips #credit #personalfinance | Monkey Miles by Zachary Burr Abel | Facebook
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