How AI credit scoring models can boost financial inclusion
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How to raise your credit score
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CBS NewsKhristopher J,Brooks
➡️ FOLLOW TO INCREASE YOUR CREDIT SCORE ✅ There are several credit scoring models used by lenders, but the most widely used is the FICO score, which was developed by the Fair Isaac Corporation. The FICO score ranges from 300 to 850, with a score of 750 or above considered to be excellent.So, how is a credit score calculated? Here's a breakdown:Payment history (35% of total score): This is the most important factor in determining your credit score. It includes information about your past and curr
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➡️ FOLLOW TO INCREASE YOUR CREDIT SCORE ✅ There are seve…
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😠 It’s so frustrating that there are 9 FICO scoring models and vantage scores. I wish they would just make this whole credit thing a lot less confusing, but this is what we have to work with unfortunately. 🤦‍♂️ If you are working on your credit or keeping track it online, I suggest you plan on your mortgage credit score being 10 - 20 points lower than what you are seeing online. So for instance if you are trying to get to a 640 credit score, just to be safe, assume the credit score you see onl
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😠 It’s so frustrating that there are 9 FICO scoring models and vantage …
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