When a five- or six-figure check hits your account, it can feel like instant money. In reality, a quiet chain of bank rules, ...

Due to the popularity and ease of electronic payment and cash transfer apps, paper checks are slowly declining. They aren’t quite obsolete yet, so you may find a time when you’ll have to write, cash ...

Large checks follow a slower, stricter clearing process, and most of the money isn't available right away. Here's what ...